Rjb Asset Finance - Financial Business

RJB Asset Finance is a UK-based financial brokerage specializing in arranging asset finance solutions for businesses of all sizes. They act as an intermediary, connecting businesses needing to acquire assets with a diverse network of lenders, rather than directly providing the financing themselves.

Their core business revolves around securing finance for a wide range of assets, encompassing everything from vehicles (cars, vans, trucks, and HGVs) and plant machinery (construction equipment, agricultural machinery) to IT equipment, office furniture, and even renewable energy installations. This broad scope allows them to serve a diverse client base across various industries, including construction, agriculture, manufacturing, transport, and professional services.

A key advantage of using RJB Asset Finance is their access to a large panel of lenders. This includes major banks, specialist finance houses, and independent funders. By tapping into this network, they can compare multiple financing options to find the most competitive rates and terms tailored to the client’s specific needs and circumstances. This can save businesses considerable time and effort compared to approaching lenders individually.

RJB Asset Finance offers various asset finance products, including hire purchase, finance lease, operating lease, and asset refinance. Hire purchase allows the business to eventually own the asset at the end of the agreement, while a finance lease transfers the risks and rewards of ownership to the lessee. An operating lease, on the other hand, is more like a rental agreement, with the lessor retaining ownership. Asset refinance allows businesses to unlock capital tied up in existing assets by borrowing against their value.

The benefits of using RJB Asset Finance extend beyond just securing competitive financing. They offer expert advice and guidance throughout the process, helping businesses understand the different options available and choose the best solution for their cash flow, tax position, and long-term goals. They handle the complexities of the application process, streamlining the paperwork and liaising with lenders on the client’s behalf. This frees up businesses to focus on their core operations, rather than getting bogged down in financial administration.

RJB Asset Finance typically works on a commission basis, earning a fee from the lender upon successful completion of the financing agreement. This means that their services are often provided at no direct cost to the borrower, making them a cost-effective solution for businesses seeking asset finance. Their expertise and access to a wide range of lenders can ultimately lead to significant savings and improved financing terms, contributing to the growth and success of their clients’ businesses.