Divasa Finance: Empowering Sri Lankan Businesses

Divasa Finance: Fueling Growth in Sri Lanka

Divasa Finance, operating under the official name Divasa Equity (Pvt) Ltd, is a non-banking financial institution (NBFI) dedicated to providing tailored financial solutions to micro, small, and medium-sized enterprises (MSMEs) in Sri Lanka. Established with the vision of empowering local businesses and fostering economic growth, Divasa Finance plays a crucial role in filling the funding gap often encountered by smaller companies that may not have easy access to traditional banking services.

At its core, Divasa Finance offers a range of financial products designed to meet the diverse needs of MSMEs. These include:

Leasing: Offering a flexible and cost-effective way for businesses to acquire essential equipment and vehicles without a large upfront investment.
Loans: Providing working capital and term loans to support expansion, purchase inventory, or meet other operational needs.
Hire Purchase: Enabling businesses to acquire assets while making payments over a specified period, ultimately gaining ownership.
Factoring: Offering immediate cash flow to businesses by purchasing their accounts receivable at a discount, alleviating liquidity constraints.

Divasa Finance distinguishes itself through its personalized approach and commitment to understanding the unique challenges and opportunities faced by its clients. They focus on building strong relationships with business owners, providing expert advice, and tailoring financial solutions to fit specific requirements. This customer-centric approach is a key differentiator in the competitive Sri Lankan financial landscape.

Operating in a challenging economic environment, Divasa Finance recognizes the importance of responsible lending practices. They adhere to strict regulatory guidelines and prioritize ethical conduct, ensuring that businesses receive the support they need without being burdened by unsustainable debt. Risk management and compliance are integral to their operations, fostering trust and stability within the financial system.

The company’s impact extends beyond simply providing financial capital. By empowering MSMEs, Divasa Finance contributes to job creation, economic diversification, and overall national development. They play a vital role in supporting entrepreneurship and fostering a vibrant business ecosystem in Sri Lanka.

Looking ahead, Divasa Finance is committed to expanding its reach and further enhancing its product offerings. They are actively exploring new technologies and digital solutions to streamline processes, improve customer service, and increase accessibility to financial services for businesses across the country. By continuing to innovate and adapt to the evolving needs of the Sri Lankan market, Divasa Finance aims to remain a trusted partner for MSMEs, driving sustainable growth and prosperity.