Exeter Finance Lien Holder Address

Exeter Finance is a prominent auto finance company that provides indirect financing solutions to consumers through franchised and independent auto dealerships. When a vehicle is financed through Exeter Finance, they hold a lien on the vehicle’s title until the loan is fully repaid. This lien protects Exeter Finance’s financial interest in the vehicle, ensuring they have a legal claim to it if the borrower defaults on the loan. Therefore, accurately noting Exeter Finance as the lienholder is crucial for vehicle titling and registration purposes. The correct Exeter Finance lienholder address to be used for titling and registration purposes is often the following: **Exeter Finance LLC PO Box 650568 Dallas, TX 75265-0568** It’s important to emphasize the significance of using the *correct* address when submitting paperwork to your state’s Department of Motor Vehicles (DMV) or equivalent agency. Using an outdated or incorrect address could lead to delays in processing the title, or worse, the title could be sent to the wrong location. This can cause complications when you eventually sell the vehicle, refinance the loan, or need to obtain a copy of the title. To ensure you are using the most up-to-date information, especially if several years have passed since the loan was originated, it’s advisable to verify the lienholder address directly with Exeter Finance. You can typically find contact information on your loan statements, the Exeter Finance website (exeterfinance.com), or by contacting their customer service department. Have your account number readily available when you contact them. Why is a PO Box used instead of a physical street address? Many large financial institutions use post office boxes for processing high volumes of mail related to titles, payments, and other documentation. This centralized mail processing system improves efficiency and security. In addition to the lienholder address, be sure to accurately record Exeter Finance’s name as the lienholder. It is typically listed as “Exeter Finance LLC.” Any variations in spelling or additions to the name could cause confusion. Following the successful completion of your loan payments, Exeter Finance is responsible for releasing the lien on your vehicle title. This release is typically accomplished by sending you a lien release document or electronically notifying the DMV. Once the lien is released, you will need to submit the release documentation to your state’s DMV to have the lien removed from the title. It’s prudent to follow up with Exeter Finance and the DMV to ensure the lien release is processed promptly and accurately. Keeping copies of all relevant documents, including loan statements, payoff confirmations, and lien release paperwork, is highly recommended.